This guidance form is for you to be able to understand the type of hardships that should be placed in a hardship letter when they apply.  The letter should be typed and include everything that pertains to you that would help convince a group of people you deserve financial help or assistance due to your hardship.  Always, place on the letter Personal and Confidential.  If it contains medical information, then be sure to add personal and confidential medical information.  The hardship letter is one of the main pieces of the decision making process to getting approval and forgiving debt. This information is only a guide for you to make sure you complete your hardship letter correctly and customize to your unique situation. Do not list anything in your letter that is not applicable or truthful. Only include the sentences in the hardship letter that apply to you.